Moving Guide
Everything you need to know before you move — safety data, local real estate agents, home security options, and what it means for your insurance.
Above Average Safety
Chicago Neighborhood
79/100
Safety Score
4.2/1k
Violent Crime
19.7/1k
Property Crime
95
Walk Score
Lakeview is consistently one of Chicago's safest and most livable neighborhoods. The main caveat is Wrigleyville — the area around Wrigley Field sees significant crime spikes on Cubs game days and weekend nights. The rest of Lakeview is genuinely safe.
How Lakeview compares
Crime index: 63 (100 = Illinois average — lower is safer). At 63, Lakeview is meaningfully safer than a typical Illinois community.
What the numbers mean for you
Violent crime is low, but property crime (car break-ins, theft, burglary) runs above average. Standard precautions — secured parking, package lockers, a home security system — go a long way.
Trend: Stable
Crime in Lakeview has been stable year-over-year (within 3%). Stable trends are generally a positive signal — they suggest the neighborhood's safety profile is predictable and not in flux.
Nearby neighborhoods for comparison
Known higher-activity areas
Safety data sourced from Chicago Police Department CLEAR Map / Illinois State Police. Violent and property crime rates are per 1,000 residents. Illinois statewide averages: violent 4/1k, property 19.8/1k. Chicago city averages: violent 14.2/1k. Scores reflect the most recent annual reporting period available.
What to know before you move
Safety data tells you the neighborhood's overall profile. A local agent who works this area regularly knows something the data can't show: which specific blocks, buildings, and streets within that profile are worth your attention — and which ones to skip.
What a local agent knows that the data doesn't
The right question to ask any agent
"The right question to ask any agent: 'Walk me through the safety profile of the specific block I'm considering.' If they can't answer that, they don't know the area well enough."
Lakeview at a glance
Ready to find an agent?
Look for someone who can speak to Lakeview's safety profile at the block level — not just the neighborhood average.
Referral partner link — coming soon
A home security system is worth considering in any new home — not because of fear, but because moving is a natural moment to assess what's already in place and what you might want to add. The right setup depends on your specific address, not just the neighborhood average.
What the safety score tells you about security needs
Above Average Safety
Safety score: 79/100 · Property crime: 19.7/1k residents
A high safety score means your neighborhood has low baseline crime. Standard precautions — re-keying locks, a video doorbell, exterior lighting — are generally sufficient. A monitored system is a personal preference at this level, not a necessity.
First 30 days in any new home
Property crime in context
Lakeview's property crime rate is 19.7 per 1,000 residents (Illinois average: 19.8/1k). This is near the Illinois average. A video doorbell and motion lighting address the most common property crime types at this level.
Source: Illinois State Police Annual Report. Property crime includes burglary, theft, and motor vehicle theft.
What to look for when comparing systems
Professional monitoring vs. self-monitoring
Professional monitoring dispatches police or fire automatically. Self-monitoring sends alerts to your phone — you decide whether to call. Cost difference is typically $10–$30/month.
Contract length
Some providers require 2–3 year contracts. Month-to-month options exist but often cost more per month. Factor this in if you're renting or unsure how long you'll stay.
Insurance discount eligibility
Most Illinois homeowners and renters insurers offer a 5–15% discount for a professionally monitored system. Ask your insurer what documentation they require before you sign up.
Equipment ownership
Some systems lease equipment; others let you own it outright. Owned equipment moves with you. Leased equipment stays with the property — confirm before signing.
Stay informed after you move
Sign up for IllinoisCrime.com ZIP alerts for 60613 — free weekly safety summaries and breaking incident alerts for your specific area.
Ready to compare systems?
See side-by-side pricing, contract terms, and monitoring options for systems available in Lakeview.
Security affiliate link — coming soon
Insurers use your specific address — not just your neighborhood — to calculate premiums. Crime data is one input among several, alongside your home's age, construction type, claims history, and the carrier's own loss experience in that ZIP code. What the safety score tells you is where your address sits relative to the state, which is useful context when you're shopping quotes.
How location factors into insurance pricing
Crime and theft data
Carriers pull ZIP-level crime data — particularly property crime rates — as part of their underwriting model. A lower property crime rate in your area is generally a favorable signal, though it's one factor among many and its weight varies by carrier.
Claims history for the address
Insurers also look at prior claims filed at your specific address, not just the neighborhood. A home with a history of water damage or theft claims may carry a higher rate regardless of the surrounding area's safety score.
ZIP code loss experience
Beyond crime, carriers track their own payout history by ZIP code. A ZIP with high weather-related claims or frequent liability incidents can affect rates even in a low-crime area.
Security system discounts
Most Illinois homeowners and renters insurers offer a discount for a professionally monitored alarm system. The range varies by carrier — ask specifically what documentation is required and whether the discount applies to both dwelling and personal property coverage.
What to know before you apply
Illinois insurers will pull your new address's claim history and crime data automatically during underwriting. Be accurate about prior claims — misrepresentation can void coverage.
Lakeview's safety profile as an underwriting input
A-
Safety grade
19.7/1k
Property crime rate
Lakeview's property crime rate is near the Illinois average of 19.8/1k. At this level, crime data is unlikely to be the dominant factor in your premium — your specific address, home age, and claims history will carry more weight.
Questions worth asking when you get quotes
Ready to compare rates?
Get quotes from multiple Illinois-licensed carriers using your new Lakeview address.
Insurance affiliate link — coming soon
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